Las Vegas is the most populous city in the state of Nevada, the seat of Clark County, and an internationally renowned major resort city for the gaming industry, shopping, and entertainment. Las Vegas, billed as The Entertainment Capital of the World, is famous for massive and lavish casino resorts, the unrestricted availability of alcoholic beverages, and adult entertainment. Once officially referred to as Sin City, this image has made Las Vegas a popular setting for films and television programs.

Answer to Readers question: Generally your beneficiary would only receive the life value of your life insurance policy. The surrender value of your is the money set aside to eventually pay the life value.

Henderson, Nevada has an increasing number of major shopping malls, movie theater complexes, restaurants and casino resorts offer residents a variety of choices for leisure time in Henderson. The city also borders Las Vegas and is not too far from the world-famous Las Vegas Strip. “Shakespeare in the Park” celebrated its tenth anniversary in 1996, a testament to Henderson’s long standing support for the arts and cultural programs. The City also boasts the largest recreational facility – the Multi-generational Facility at Liberty Pointe – in Nevada as well as Nevada’s only scenic Bird Preserve. The city supports a variety of other cultural events as well, many of which are held at the outdoor Amphitheater, the largest one of its kind in Nevada.

Answer to Readers question: Last survivor life insurance, or survivor ship life insurance, is a type of joint whole life insurance designed mainly for married couples.

Federal estate taxes are not collected on property left to a spouse, but when the surviving spouse dies, estate taxes are due and can be very high. A last survivor policy pays a benefit only after both spouses have died, providing funds for estate taxes.

Here is a list of three advantages of last survivor life insurance over individual coverage:

• Lower premiums which is more cost effective than two individual policies.
• Medical underwriting standards may be eased with respect to one of the insured’s, due to second death payouts.
• Lower “economic benefit” reportable for income taxes in split dollar plans

Carson City is the capital of the State of Nevada. Carson City offers more than you might think. Carson City’s rustic beginnings as a frontier town shine bright with history, museums, events and more. The Kit Carson Trail is a walking path through Carson City’s residential homes district. A painted blue line and bronze medallions along the sidewalk mark the route, which features stops at landmarks, including 1800′s-era Victorian-style homes, museums and churches. More than 60 landmarks are featured along the trail.

Scott the answer to your question. No, you are not obligated to share the benefits with family members. The money belong to you if you are named the beneficiary, regardless of who else thinks they should get some of it. But if there are instructions in a will regarding the use of the money from the life insurance policy then that might change everything.

* NO medical questions
* NO medical examinations
* NO medical tests

Believe it or not, there are some guaranteed acceeptance life insurance. That means that problems with your health history will now be a thing of the past with a guaranteed whole life insurance.

If you’ve had the unpleasant experience of not getting accepted for life insurance because of your past medical or health history, then you know what a difficult task it is searching for a company that will accept your application. Well, search no more. Insurance’s Graded Benefit whole life insurance policy can provide to your family with up to $50,000 of tax-free death benefit just when they will need it most. What’s better, this is guaranteed whole life insurance.
You Can’t Be Turned Down!

There are NO medical questions, NO medical examinations and NO medical tests. This is truly guaranteed issue life insurance. Death benefits are limited during the first two or three years of the policy, but are 100% guaranteed after that.

$1.00 can buy you a $50,000 life insurance, no medical exam, no waiting period and you can get up to $300,000.in insurance coverage.